Funding Guidelines
1st Position Funding
Time In Business 2 YEARS
FICO 680+ With Previous MCA History / 700+ Without MCA History
Minimum Revenue $75K Per Month
Average Daily Balance $5K Minimum
Multi-tiered funding available
2 Negative Days Monthly
2 NSF Monthly
Term: 6 -12 Months
Buy Rates Starting at 1.25 Guidelines
2nd Through 6th Positions
Time In Business 1 Year
FICO 520+
Minimum Revenue $20K
5 Negative Days Per Month
5 NSF Per Month
Term: 4-8 Months
Buy Rates Starting at 1.35
Funding Amount $10K to $20K
Time In Business 1 Year
FICO 550+
$10K Minimum Monthly Revenue
5 Negative Days Per Month
5 NSF Per Month
Term: 50 - 84 Days
Buy Rates Starting at 1.40
High Risk
Eligibility & Requirements
Barber Shops
Grocery Stores
Restaurants
Salons
Liquor Stores
Hvac/ Plumbing
Doctors
Landscaping
Cleaning Services / Janitorial
Residential Electrician
Residential Plumbing
Smoke Shops / Hookah
Auto Body Shops
Lounges / Bars
Pet Store
Med Spas
IT Services
Dry Cleaners
Pharmacies
Retail Stores
Dental
Documents needed for funding
Driver's License
Voided Check
Proof of Ownership
A/R Report and/or Credit Card Processing Statement
Merchant Email Address
Merchant Cell Number
Merchant Business Number
What to Expect When you Submit
Free Pacer
(Bankruptcy Check)
Free Datamerch
(Business Check)
Pull your
Merchant's Credit
Underwriting Within
1-2 Hours
Same Day
Funding
Accessible and
Courteous Team
Broad Range of
Funding Capabilities
Create your Offer,
Set Commissions.
Why Submit to Us?
Submission Guidelines
- Application Signed By Majority Owners Within The Last 30 Days
- Minimum 4 Months Of Recent Business Bank Statements
Submit your Deal Through
deals@merchantmarketplace.com ISO Portal 
Download the ISO app now!
You can keep track all of your progress here!
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